Total 401k Contribution Limit 2025 Married. Total 401(k) plan contributions by an employee and an employer cannot exceed $69,000 in 2025. These limits are determined based on plan type.
For 2025, the 401(k) limit for employee salary deferrals is $23,000, which is above the 2023 401(k) limit of $22,500. Find out the irs limit on how much you and your employer can contribute to your 401(k) retirement savings account in 2023 and 2025.